JOINT BORROWER SOLE PROPRIETOR MORTGAGES
This allows your parent or guardian to apply for a mortgage with you. The key benefit for this kind of mortgage of course, is that a lender can take into consideration both of your incomes, which could increase how much they’d be willing to lend you and the likelihood that you’ll be accepted.
This is a great way for younger people to get on the property ladder with our help. To discuss if this is suitable for you, just get in touch with Hunter & Cole Associates. We are an experienced independent financial services company based in Waterloo.
WHY CHOOSE US?
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Independent company
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Excellent reputation
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Expert advice
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Fully FCA compliant
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25 years of experience
OWN YOUR OWN PROPERTY
With joint borrower mortgages the deeds of the property belong solely to you and once you’re able to take over the mortgage by yourself, you can simply remortgage and release the other party from your mortgage contract.
Please note, we will need to do a full affordability assessment on the guarantor, and they will need to take their own legal advice
IMPORTANT INFORMATION
Your home may be repossessed if you do not keep up repayments on your mortgage.
